Bank of Ohio County · Safety & security
Identity Theft Protection
How to keep your financial data safe when banking online, using mobile banking, and applying for loans.
Common Identity Theft Tactics Targeting Bank Customers
Identity theft can start with something that looks routine. A fake fraud alert may ask you to verify a password, a caller may imitate a bank employee, a skimmer may capture card data, or a fake support chat may request a one-time code. Criminals also reuse credentials exposed in unrelated breaches.
For bank protection against identity theft, watch for patterns before you respond. These four phishing prevention checks appear often in scams aimed at people who bank or borrow online:
- links that open a look-alike login page;
- calls asking for one-time codes or full credentials;
- unexpected prompts to install remote-access software;
- card readers or ATMs with loose or unfamiliar hardware.
Close the message or call and contact the institution through its official app, website, statement, or a known phone number. A real fraud review can continue after you make that independent contact.
Suspect a scam or spot a charge you don’t recognize?
Call us at (270) 274-5678 or visit either office in Beaver Dam or Dundee. Our team can help you review a suspicious message, secure your accounts, or continue a loan application safely — through official channels, and we will never ask for one-time codes.
